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SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders with Losses on their Investment in Walter Investment Management Corporation of Class Action Lawsuit and Upcoming Deadline – WAC
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Tuesday, April 4, 2017
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SHAREHOLDER ALERT: Pomerantz Law Firm Reminds Shareholders with Losses on their Investment in USANA Health Sciences, Inc. of Class Action Lawsuit and Upcoming Deadline – USNA
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Tuesday, April 4, 2017
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LETTERS – unions should not work with fracking firms and the cops
It was shocking to see the GMB union calling for police and judges to take a “firmer line” against people protesting against fracking.
Many of the GMB’s own members oppose fracking and were involved in these protests.
It was especially disgraceful given what we know about the levels of violence used by the police.
I was part of writing a paper on policing during protests at the Barton Moss fracking site near Manchester between November 2013 and April 2014.
Our paper detailed how the policing wasn’t just violent, there were mass arbitrary arrests of nearly 200 people and a campaign of intimidation against protesters.
Protesters also talked about police officers using sexualised violence, such as groping women.
We’ve seen similar things again from research at the Preston New Road fracking site in Lancashire.
On these protests, the police have been using the Trade Union and Labour Relations (Consolidation) Act 1992 to arrest people for “watching and besetting”.
The GMB’s statement says that police must “protect the rights of all those going about their lawful business”. That’s what the law is officially about, but that’s used against the right to picket and organise.
With its statement, the GMB is promoting its use in clamping down on protest. It’s appalling to see the union involved in doing the bidding of energy companies.
Union members don’t benefit from fracking. The firms who’ve destroyed land and pit workers against local people do.
But on protests we’ve seen workers and protesters getting along.
The union needs to get its priorities right—like defending the teaching assistants (TAs) in Durham.
Joanna Gilmore, Leeds
Refugee solidarity grows in Cornwall
A group of residents in Bude, a small seaside town in Cornwall, have recently been given approval to resettle a family of refugees in their community.
This has been achieved under the Community Sponsorship scheme. This requires local people to raise the funding and organise the support for the families to begin new lives in the town.
The group has collected £15,000 locally to support the first family and another £2,000 towards a second.
Accommodation has been found and is currently being furnished, and school places have been arranged.
Now other towns in Cornwall are organising to do the same.
I went to the first public meeting of the new Launceston Refugee Support Group last Thursday. Some 40 people came along.
Many expressed their disgust at the callous attitude of the Tory government.
Cornwall is not prospering economically and Ukip has been popular in recent years.
So it’s good to know that people are still motivated by kindness and concern for others.
Jane Creagh-Osborne, Bristol
Labour – don’t suck up to Theresa May
Tory prime minister Theresa May swanned into West Wales to sign off a £1.3 billion investment deal on Monday of last week.
Welsh Labour first minister Carwyn Jones and local council leaders lined up with her at Liberty Stadium in Swansea.
He fawned over May, saying it was an example of “cooperation” between the British and devolved governments.
None of these developments are going to tackle the real problems.
Friends of mine are losing disability benefits or are in danger of losing their homes. That’s all down to the Tories.
The new deal is designed to make it look like they’re doing something, while handing more money to private developers.
If Welsh Labour had any guts it would have stood up to the Tories a long time ago, instead of passing on cuts.
But Jones and his band of merry men are more interested in keeping control of the Labour machine.
They’re more agitated by Jeremy Corbyn than May. But ordinary people here feel differently.
May came down without any fanfare—and that can’t have been an accident.
The Tories know that there would have been protests if a big fuss was made about it in advance
We know who the real enemy is—even if Jones doesn’t.
Tim Evans, Swansea
Detoxifying George Osborne won’t beat the right
According to Guardian newspaper columnist Polly Toynbee, George Osborne editing the Evening Standard newspaper could be useful in the battle against Brexit.
This Bullingdon Club toff and architect of austerity annihilated our public services so that he could line the pockets of his banker pals.
Whenever people unnecessarily die in underfunded hospitals or are forced to eat from food banks, you can be sure to find the hand of Osborne.
He and Theresa May might be at loggerheads over the European Union, but that won’t stop them uniting together against working class people.
The crisis at the top over Brexit does provide an opportunity for our side to make gains for working class people.
But we have to fight on our own terms, not cosy up to swaggering millionaire thugs like Osborne.
Russ Chandler, North east London
Be bolder on refugees
The Tories’ decision to renege on the Dubs Amendment to let unaccompanied child refugees into Britain is perhaps its most cruel.
Labour has rightly said it would implement the Dubs Amendment on child refugees if it got into government.
As good as this is, it does not go far enough.
Our Newham Convoys to Calais group made many trips to the “jungle” refugee camp from east London.
We met hundreds of children and adults who had defied all the odds but weren’t allowed to come to Britain.
That’s why we say open the borders, tear down the walls and let the refugees in.
Simon Shaw, East London
School cuts show greed
The school cuts are typical of the Tories’ greed (Socialist Worker, 22 March).
Not content with damaging current workers’ living standards, they also feel the need to damage future generations.
Meanwhile, all their privileged children will be at private schools which they can afford.
Theresa May must go.
Nick Browne, on Facebook
A warning to Labour right
If you lose Jeremy Corbyn (Socialist Worker, 22 March), the Labour Party will be hit with thousands of solicitor’s letters.
People will demand back the membership fee they paid. They will be left poor by the people they shaft.
Richard Short, on Facebook
Class divide will get worse
Still the class divide gets bigger.
The number of people relying on food banks grows but the government pays no attention because it would embarrass them.
And the number of people in poverty will rise due to inflation and the cost of living rising.
Jules PG, on Facebook
'A tsunami of survivors': Law firms swamped by historical child abuse victims
- 14 reading now
Australian legal firms are experiencing unprecedented demand from people who have suffered alleged child sexual abuse in institutions such as churches, schools and youth groups.
The demand has been spurred on by revelations from the Royal Commission into Institutional Responses to Child Sexual Abuse and legal reforms which allow survivors to make a claim for damages regardless of when the abuse allegedly occurred.
More National News Videos
Child abuse Royal Commission: a look back
Painful and difficult stories in their thousands emerge from the Royal Commission into Institutional Responses to Child Sexual Abuse.
Shine Lawyers received 61 inquiries about historical child sexual abuse in 2012, prior to the commencement of the royal commission in 2013. Last year the firm received 730 inquiries, an increase of more than 1000 per cent.
Law firm Maurice Blackburn has also experienced a surge in people exploring their legal options, with hundreds of new inquiries.
Shine Lawyers abuse law principal Lisa Flynn said the commission had created widespread public awareness about the devastating impact of abuse.
“It is an extraordinary increase which is largely due to the spotlight cast by the royal commission,” she said.
“The royal commission’s work over the past four years has really encouraged people to come forward and seek assistance. It’s been a tsunami of survivors coming forward.”
The commission held its final public hearing last week and will hand down its final report in December.
Ms Flynn said that while the long-running inquiry is wrapping up, it has left a strong legacy for survivors.
“Survivors have seen the bravery of others in coming forward and that’s given them the encouragement they need to come forward themselves,” she said.
“We know from people who have told their stories, it’s such a powerful way of seeking validation and justice.”
A number of states, including NSW, have scrapped the statute of limitations for civil action by child sexual abuse survivors, many of whom take decades to disclose.
Maurice Blackburn institutional abuse specialist Danielle De Paoli said the reform had allowed more survivors to come forward and seek justice.
“We expect this to continue, particularly given many states have now acted to ensure that archaic statutes of limitations have been removed to allow long overdue access to justice for abuse survivors,” she said.
Ms De Paoli said many defendants unnecessarily delayed redress for people who had been abused in an institution.
“Unfortunately too many organisations, including Scouts NSW and organisations of the Anglican and Catholic Churches, still continue to do the wrong thing by survivors, in spite of the significant evidence uncovered by the royal commission,” she said.
Figures released by the royal commission show the Catholic church paid $280 million in compensation to victims of alleged child sexual abuse between 1980-2015 and Anglican church dioceses have payments of just over $34 million in response to complaints over the same period.
The Federal government has announced a national redress scheme to compensate survivors to run for 10 years from 2018.
Blue Knot Helpline 1300 657 380
Care Leavers Australasia Network 1800 008 774
Gordon Feinblatt Named to National Best Law Firms List
Gordon Feinblatt LLC has been named by “The Best Lawyers in America” to the its 2017 Metropolitan Baltimore Tier 1 Best Law Firms list in 19 areas of practice: arbitration, banking and finance law, corporate law, employment law (individuals and management), environmental law, family law, financial services regulation law, government relations, health care law, litigation (commercial, environmental, and real estate), mediation, real estate law, securities regulation, tax law and information technology law.
Firms included in this list are recognized for professional excellence with persistently impressive ratings from clients and peers. Achieving a Tier 1 ranking signals a unique combination of a quality law practice, breadth of legal expertise, professionalism and integrity.
“We know your industry. We have solved a problem just like yours recently. We are responsive. We are available. We deliver on promises, and we are powerful negotiators,” said chairman and CEO Barry F. Rosen.
KrolLDiscovery Receives Four Gold Awards in National Law…
Newly combined entity KrolLDiscovery racks up 10 awards for their litigation-related products and services, including the top prize in four categories.
McLean, Va. (PRWEB) March 31, 2017
KrolLDiscovery today announced it received 10 awards, including four gold awards, in the Sixth Annual Best of the National Law Journal Survey. The survey ran from December 5, 2016 through February 2, 2017, resulting in more than 4,500 votes across 92 categories.
KrolLDiscovery took top honors in the following categories:
- Managed Ediscovery & Litigation Support Service Provider
- Data Recovery Solution Provider
- Managed Document Review Services
- Predictive Coding Ediscovery Solution
Additionally, the company received silver awards in four categories:
- End-to-End Litigation Consulting Firm
- Technology Assisted Review Ediscovery Solution
- Data & Technology Management Ediscovery Provider
- Online Review Platform
Third-place honors include:
- End-to-End Ediscovery Provider
- Case Management Software to Law Firms
“We are honored to be chosen as a leading Ediscovery provider in so many service and technology categories by National Law Journal readers,” said Chris Weiler, CEO of KrolLDiscovery. “These awards recognize our ability to marry industry-leading services with innovative technology for the benefit of our clients around the globe.”
About KrolLDiscovery
KrolLDiscovery provides technology-enabled services and software to help law firms, corporations, government agencies and consumers solve complex data challenges. The company, with approximately 1,300 employees in 43 locations across 19 countries, is a global leader in delivering best-in-class eDiscovery, information governance and data recovery solutions to support the litigation, regulatory compliance, internal investigation and data recovery and management needs of our clients. Serving clients for over 30 years, KrolLDiscovery offers data collection and forensic investigation, early case assessment, electronic discovery and data processing, application software and data hosting for web-based document reviews, and managed document review services. In addition, through its global Kroll Ontrack business, KrolLDiscovery delivers world-class data recovery, email extraction and restoration, data destruction and tape management. KrolLDiscovery has been recognized as one of the fastest growing companies in North America by both Inc. Magazine (Inc. 5000) and Deloitte (Deloitte’s Technology Fast 500), and CEO Chris Weiler was recognized as a 2014 Ernst & Young Entrepreneur of the Year™. Additionally, KrolLDiscovery is an Orange-level Relativity Best in Service Partner, a Relativity Premium Hosting Partner, and maintains ISO/IEC 27001 Certified data centers. For more information, please email info(at)krolldiscovery(dot)com or visit http://www.krolldiscovery.com and http://www.krollontrack.com.
For the original version on PRWeb visit: http://www.prweb.com/releases/2017/04/prweb14206389.htm
Meyer, Olson, Lowy & Meyers, LLP, Sole Family Law Firm Named to Los Angeles Business Journal Annual List of Largest Law Firms
LOS ANGELES, March 31, 2017 /PRNewswire/ — Meyer, Olson, Lowy & Meyers, LLP (MOLM) has the distinction of being the only family law firm included in the Los Angeles Business Journal (LABJ) 2017 list of the county’s largest law firms. MOLM employs 21 attorneys, all of whom practice family law exclusively.
LABJ originally published the list in its March 20, 2017 issue and will include the list in its Book of Lists, which is published every December.
“We are very proud to make this prestigious list for the first time and to help put the spotlight on family law as an important legal specialty,” said Lisa Helfend Meyer, MOLM’s founding partner.
About MOLMMeyer, Olson, Lowy & Meyers, LLP (MOLM), the preeminent female-owned family law firm in Southern California, prides itself on its highly aggressive and focused representation. This innovative firm specializes in all aspects of family law, including complex divorce, division of high-net-worth estates, high-conflict custody matters, international and domestic child custody move-away cases, parental alienation and estrangement custody cases, pre- and post-nuptial agreements, dissolution of domestic partnerships and issues specific to LGBTQ+ families, and mediation. MOLM has offices in Century City and Irvine and brings a rare combination of legal sophistication, tenacity, and empathy to the practice of family law to serve its clientele, which includes members of the entertainment and financial industries, business leaders, and professional athletes. For more information, visit molfamlaw.com or call (310) 277-9747.
For more information:
Roberta Silverman
breakwhitelight
153010@email4pr.com
818-207-1363
To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/meyer-olson-lowy–meyers-llp-sole-family-law-firm-named-to-los-angeles-business-journal-annual-list-of-largest-law-firms-300432467.html
SOURCE Meyer, Olson, Lowy & Meyers
Copyright (C) 2017 PR Newswire. All rights reserved
Wiley FINRA Series 66 Exam Review 2017: The Uniform Combined State Law Examination
About the Series 66 Exam xiii
About This Book xvii
About the Test Bank xix
About the Securities Institute of America xxi
Chapter 1 Definition of Terms 1
Security 1
Person 3
Broker Dealer 4
Agent 4
Issuer 5
Nonissuer 5
Investment Adviser 5
Pension Consultants 6
Investment Counsel 6
Form ADV 7
Investment Adviser Registration Database (IARD) 8
Investment Adviser Representative 9
Solicitor 9
Access Person 10
Institutional Investor 10
Accredited Investor 11
Qualified Purchaser 11
Private Investment Company 11
Offer/Offer to Sell/Offer to Buy 11
Sale/Sell 12
Guarantee/Guaranteed 12
Contumacy 12
Federally Covered Exemption 12
Escheatment 13
12B-1 Fees 13
Power of Attorney 14
Option Contracts 14
Call Options 15
Put Options 15
Futures and Forwards 15
Secondary Market Orders 15
Market Orders 16
Buy Limit Orders 16
Sell Limit Orders 16
Stop Orders/Stop Loss Orders 17
Buy Stop Orders 17
Sell Stop Orders 18
Pretest 19
Chapter 2 Securities Industry Rules and Regulations 25
The Securities Act of 1933 25
The Securities Exchange Act of 1934 27
Public Utilities Holding Company Act of 1935 29
Financial Industry Regulatory Authority (FINRA) 29
The Trust Indenture Act of 1939 30
Investment Advisers Act of 1940 30
Investment Company Act of 1940 30
Retail Communications/Communications with the Public 31
FINRA Rule 2210 Communications with the Public 32
Blind Recruiting Ads 34
Generic Advertising 34
Tombstone Ads 35
Testimonials 35
Free Services 36
Misleading Communications 36
Securities Investor Protection Corporation Act of 1970 (SIPC) 37
The Securities Acts Amendments of 1975 38
The Insider Trading and Securities Fraud Enforcement Act of 1988 38
Firewall 39
The Telephone Consumer Protection Act of 1991 39
National Securities Market Improvement Act of 1996 40
The Uniform Securities Act 41
The Patriot Act 41
Regulation S-P 43
Identity Theft 44
Pretest 45
Chapter 3 Economic Fundamentals 49
Gross Domestic Product 49
Recession 51
Depression 51
Economic Indicators 51
Schools of Economic Thought 53
Economic Policy 54
Tools of the Federal Reserve Board 54
Interest Rates 54
Reserve Requirement 55
Changing the Discount Rate 56
Federal Open Market Committee 56
Money Supply 57
Disintermediation 58
Moral Suasion 58
Fiscal Policy 58
International Monetary Considerations 60
London Interbank Offered Rate(LIBOR) 60
Yield Curve Analysis 60
Pretest 63
Chapter 4 Customer Recommendations, Professional Conduct, and Taxation 67
Professional Conduct by Investment Advisers 68
The Uniform Prudent Investors Act of 1994 68
Fair Dealings with Clients 69
Periodic Payment Plans 73
Disclosure of Client Information 74
Borrowing and Lending Money 74
Developing the Client Profile 74
Investment Objectives 77
Risk vs. Reward 79
Alpha 81
Beta 81
Predicting Portfolio Income 88
Fundamental Analysis 90
Capitalization 93
Tax Structure 95
Investment Taxation 95
Calculating Gains and Losses 95
Cost Base of Multiple Purchases 96
Deducting Capital Losses 97
Wash Sales 97
Taxation of Interest Income 98
Inherited and Gifted Securities 98
Donating Securities to Charity 98
Trusts 99
Gift Taxes 99
Estate Taxes 100
Withholding Tax 100
Corporate Dividend Exclusion 100
Alternative Minimum Tax (AMT) 101
Taxes on Foreign Securities 101
Pretest 103
Chapter 5 Variable Annuities, Retirement Plans, AND LIFE INSURANCE 107
Annuities 107
Equity-Indexed Annuities 110
Recommending Variable Annuities 111
Annuity Purchase Options 112
Accumulation Units 112
Annuity Units 113
Annuity Payout Options 113
Factors Affecting the Size of the Annuity Payment 114
The Assumed Interest Rate (AIR) 115
Taxation 115
Sales Charges 116
Variable Annuity vs. Mutual Fund 116
Retirement Plans 116
Individual Plans 117
Individual Retirement Accounts (IRAs) 117
529 Plans 120
Local Government Investment Pools (LGIPs) 121
IRA Contributions 122
IRA Accounts 122
IRA Investments 122
It Is Unwise to Put a Municipal Bond in an IRA 123
Rollover vs. Transfer 123
Keogh Plans (HR-10) 124
Contributions 124
Tax-Sheltered Annuities/Tax-Deferred Account 125
Contributions 126
Tax Treatment of Distributions 127
Corporate Plans 127
Non-Qualified Corporate Retirement Plans 127
Payroll Deductions 127
Deferred Compensation Plans 128
Qualified Plans 128
Types of Plans 128
Rolling Over a Pension Plan 130
Employee Retirement Income Security Act of 1974 (ERISA) 130
ERISA 404C Safe Harbor 132
The Department of Labor Fiduciary Rules 133
Life Insurance 133
Premiums and Death Benefits 135
Assumed Interest Rate 136
Variable Policy Features 137
Sales Charges 138
Life Settlements 139
Tax Implications of Life Insurance 139
Health Savings Accounts 140
Pretest 141
Chapter 6 Registration of Broker Dealers, Investment Advisers, and Agents 145
Registration of Broker Dealers 145
Financial Requirements 146
Agent Registration 147
Hiring New Employees 149
Resignation of a Registered Representative 150
Registering Agents 151
Changes in an Agent’s Employment 152
Mergers and Acquisitions of Firms 152
Renewing Registrations 152
Canadian Firms and Agents 152
Investment Adviser State Registration 153
The National Securities Market Improvement Act of 1996 (The Coordination Act) 153
Investment Adviser Representative 154
State Investment Adviser Registration 155
Capital Requirements 155
Exams 156
Advertising and Sales Literature 157
Brochure Delivery 158
The Role of the Investment Adviser 159
Additional Compensation for an Investment Adviser 159
Agency Cross Transactions 159
Disclosures by an Investment Adviser 159
Investment Adviser Contracts 161
Additional Roles of Investment Advisers 162
Private Investment Companies/Hedge Funds 162
Fulcrum Fees 162
Wrap Accounts 163
Soft Dollars 163
Pretest 165
Chapter 7 Securities Registration, Exempt Securities, and Exempt Transactions 171
Exempt Securities 171
Securities Registration 172
Exempt Securities/Federally Covered Exemption 175
Exempt Transactions 176
Pretest 183
Chapter 8 State Securities Administrator: the Uniform Securities Act 189
Actions by the State Securities Administrator 189
Actions Against an Issuer of Securities 191
Rule Changes 192
Investigations 194
Civil and Criminal Penalties 194
Jurisdiction of the State Securities Administrator 195
Administrator’s Jurisdiction over Securities Transactions 195
Radio, Television, and Newspaper Distribution 198
Right of Rescission 198
Statute of Limitations 199
Pretest 201
Answer Keys 207
Glossary of Exam Terms 217
Index 283